At the request of Michigan regulators, Blue Cross Blue Shield of Michigan filed two sets of rates for its 2018 individual health plans – the first step in continuing to participate in the individual health plan market regulated by the Affordable Care Act, also known as Obamacare. The two sets of rates reflect plan premiums with, and without, the inclusion of $166 million in federal funds paid in 2016 to Michigan health insurers to help them lower cost-sharing amounts for people with incomes up to 250 percent of the federal poverty level. The fate of cost-sharing reduction (CSR) funding remains in question as federal officials determine whether it will be included for 2018. ... |