| As we consider the renewed effort to “repeal and replace” the Affordable Care Act (ACA), it is important to acknowledge both its successes and its flaws. The ACA took important steps toward improving our nation’s health care system, providing financial support for those who most need help, requiring health insurers to take all paying customers irrespective of their health status, and ensuring that health plans offer real coverage. As a result, 20 million more people have coverage in the United States. In California, we reduced the uninsured by more than half while limiting average rate increases in our state-based exchange to about 7 percent per year. ... |