| Health reimbursement arrangements (HRA), which are an integral component of many organizations' consumer-directed healthcare plans (CDHP), celebrate their 10th anniversary on July 15. This employer-based plan allows consumers to use accounts funded by their employers for qualified medical services. HRAs offer a number of advantages: employers' HRA contributions are not taxed, HRAs have no contribution limits, and employers may decide to let unused funds carry over each year or even stay with the employee after termination. ... |