The Guardian Life Insurance Company of America and Destiny Health joined forces in 2003 to offer affordable, comprehensive consumer-directed health care coverage to employers fighting the battle against ever-increasing health care costs. As one of the nation's largest mutual life insurance companies, Guardian is the employee benefits carrier of choice for more than 120,000 companies and 6 million individuals across the country.

Destiny Health brings more than ten years of international experience in the consumer-directed marketplace to the partnership.